Provides extensive hospital cover through a choice of providers, 10% savings for day-to-day medical expenses (can be increased through HealthSaver), and additional chronic benefits from R2 354 per month.
The Incentive Option provides cover for hospitalisation in private hospitals with no overall annual limit. You can choose to have access to any hospital, or choose to receive a discount on your contribution by electing to use a specific list of private hospitals (referred to as Associated hospitals).
For chronic treatment you can choose to have access to any doctor for your prescriptions and any pharmacy for your chronic medication. Or, you can choose to receive a further discount on your contribution by electing to use a list of Associated doctors for your chronic prescription and Medipost courier pharmacy for your chronic medication. Alternatively, you can elect to use State facilities for your chronic prescription and chronic medication to obtain the maximum contribution discount.
10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses. If you need more day-to-day cover, you can make use of the HealthSaver.
Our Health Platform Benefit provides cover for a range of benefits such as preventative screening tests, certain check-ups and more.