We’ve all had one crazy year, and surely deserve a fabulous holiday to look forward to!
With only 4 days to go, make sure you go to www.flymango.com to make your booking! You can fly anytime between now and December 2021.
What are you waiting for?
Category: Uncategorized
Review your spending to save your Budget
Subscriptions
Debit orders from Apple Music, Spotify, Fibre, Netflix, DStv etc. can really run down your budget for the month. Review all of your subscriptions and think about if they are really giving you value. If they don’t, consider downgrading (if available) or cancelling them. This goes for memberships to social, sports and culture clubs that you may also be paying for.
Bank charges
Take a look at your bank statements for the last 3 months and identify what your bank is charging you for. Once you have done this, you can consider changing you spending behaviour or changing banks entirely. If you are considering the latter, be sure to do some research on what other banks are offering.
Convenience spend
Eating out or using Uber Eats, pet grooming or house cleaning services. These are just some things that we use to make our lives more convenient but they drain our monthly expenses. Consider cheaper alternatives like cooking for the week or cleaning the house with a friend or partner. If you have the time, this is a great way to save money every month.
Rewards and loyalty programmes
Look at how you can maximise your rewards programmes to work in your favour. Whether it’s points, cashbacks or discounts, there are many ways you can save money by doing the things you already do every month like shopping for groceries. As a Multiply member, you get up to 12% in cashbacks when you shop at Pick n Pay and Dis-Chem which earns interest in your Multiply Money savings wallet.
Side note
It’s good to use tools to help you monitor your spending and encourage you to save. Keep a lookout for the Multiply Money app’s exciting new features including its Savings Tracker to help you do just that.
References
http://theguideonline.co.za/index.php/2019/09/05/guide-finance-tips-spring-into-financial-wellness/
https://citizen.co.za/business/business-personal-finance/2173646/shake-up-your-finances-this-spring/
*Momentum Multiply Newsletter 22 October 2019
Honey, I am home!
Who can forget the Dinosaurs TV show of the 90’s, with Earl Sinclair proudly announcing his homecoming, after a hard day of work. Aaaaah, the good old days! Today, the wife is no longer waiting at the front door with a cold beer in her hand, a home cooked meal ready to be served and the kids in bed. A man’s gotta earn his keep!
I decided to marry my wife because she told me to. (and I love her, and I wanted to spend the rest of my life with her, but that is not the point). That was the start of me not getting that cold beer.
I learned very early on in my marriage, that just because I wear the pants, doesn’t make me the one wearing the pants.
My wife is a strong willed, opiniated, funny, challenging wonder. She has her own ideas about almost everything. Except maybe how to tie a fly for fly-fishing.
For the rest, we share every decision, every chore, every task. Or so she tells me.
Because of the march in August 1956 that was the start of many changes in laws and in what was previously known as “a man’s world”, I am forever challenged, grateful and loved.
Happy Women’s Month to all the fabulous women out there, making a difference in this “man’s world”